Beacon protects the money you've already promised to bills and goals, so what's left is genuinely yours. Automatic funding and secure bank sync, on iOS and Android.
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Free for 30 days, then $4.99/mo. Cancel anytime.
Beacon Budget is reimagining envelope budgeting. Some of the money sitting in your account isn't really free to spend. Rent is in there. So is the car payment, the annual car registration, and the gifts you'll buy over the holidays. Beacon sets that money aside for you as you get paid, so the number you see is what's genuinely yours.
Beacon Budget builds on the concept that budgeting doesn't need to be complex. Simply create your expenses for the month, associate a funding schedule (every payday, for example) and it automatically handles funding for your bills. Each budget is linked to a spending category where any transaction with that category will automatically spend from that bucket. Categories include rent, groceries, fast food, auto insurance, gas, investments, credit card payments, shopping, pet supplies, and more.
Free-to-Spend is the concept of knowing how much money you can safely spend without dipping into your expense or goal money. This Free-to-Spend number is automatically calculated each time the app is opened to give you the most up-to-date amount and allow you to confidently make purchases.
Three steps to a number you can trust.
Securely link your accounts through Plaid or MX. Beacon reads your transactions to help you budget. It can never move your money.
Create buckets for your bills and goals, each with a due date and a funding schedule tied to your paydays.
Beacon sets money aside automatically and shows what's truly free to spend. No manual entry, no spreadsheets.
Quickly know how much money you can safely spend without affecting money set aside for bills and goals.
Never worry about moving money into buckets. Buckets will automatically fund when attached to a funding schedule.
Create buckets based on categories of transactions. Each new transaction will be matched to a bucket and automatically spend from that bucket. Keeping your Free-to-Spend money safe.
Create individual and joint budgets for you and your partner as a first-class feature. Beacon Budget works well for couples budgeting together.
Beacon is built to be trusted with your financial life.
Beacon can see your transactions to help you budget, but it can never move, send, or withdraw your money.
Accounts connect through Plaid and MX, the same providers trusted by major banks. Your bank login never touches our servers.
Your data is encrypted in transit and at rest on our servers, and your bank credentials are handled by Plaid and MX, never stored by Beacon.
We don't sell your data or show you ads. Beacon is funded by subscriptions, not by your information.
Start with a 1-month free trial. Cancel anytime, right from your app store.
1-month free trial
1-month free trial
From real reviews on the App Store.
I've used other budgeting apps and this is the best and easiest to use, and it's not even close. Beacon automates everything while still giving you the flexibility to tweak your budget with ease. I would be lost without Beacon.App Store review
I have a bucket for rent that gets funded automatically each time I get paid, so I don't even think about it. It takes all the stress and mental math out of budgeting, but gives you so much more control than apps that want to do it all for you.App Store review
Once I got everything set up I had a really clear insight into how much committed spending I had, and how much I should contribute to expenses, goals, and savings each paycheck.App Store review
Simply put, this is hands down the best way to budget. The bucket system gives a ton of freedom.App Store review
Beacon keeps all of my finances in check. It's simple without headaches. Easy to use and allocate funds to bills, savings, and spending money without needing to worry.App Store review
Check the FAQ below. If your question isn't there, just ask us.
Yes. Beacon Budget works with many financial institutions, including business-only banks.
You can reach out to support@beaconbudget.com and we'll be glad to assist you with any request.
You can download the latest version of Beacon Budget in Google Play or the App Store
Beacon Budget doesn't move money between bank accounts. It operates at a layer above your bank accounts and splits money into virtual buckets. Beacon Budget does not and can not move money between bank accounts.
Yes. Beacon connects to your bank read-only through Plaid and MX, so your bank login never touches our servers. Your data is encrypted in transit and at rest, and Beacon can never move or withdraw your money. We don't sell your data or show ads.
Beacon starts with a 1-month free trial. After that, Essentials is $4.99/month or $44.99/year, and Premium is $8.99/month or $79.99/year. You can cancel anytime directly from the App Store or Google Play, and you won't be charged if you cancel before the trial ends.
Yes. Beacon Budget is available on both the App Store and Google Play, and your budget stays in sync across your devices.
Yes. Beacon is built local-first, so your accounts, transactions, and budgets are available even without a connection. Changes sync automatically once you're back online.
Scan this QR code with your phone to download the app.
